UK Credit Cards, issued solely
in the United Kingdom and accepted wordwide
UK
credit cards are very popular and just like cards offered
in the United States, providing full services. For example,
you will find many UK credit cards with 0% APR rates,
although these are typically just for an introductory
period. Additionally, you will enjoy great interest rates,
rebates, and many other valuable benefits.
Keep
in mind the UK credit cards are simply issued in the UK
and most are accepted worldwide. Therefore, if you need
a credit card for personal or business use, you will find
all types of solutions for all types of needs. To help
take the guesswork out of the options currently available,
we have provided information on some of the more desirable
cards for your consideration:
- Accucard
– This MasterCard was the original UK card, withstanding
the test of time. The nice thing about the Accucard
card is that you can choose from various options so
the card is designed to work best for your specific
situation. A few of the features include 0% APR on all
balance transfers, long-term interest rates on a 12.9%
APR average, and cash back rewards for purchases made.
-
BarclayCard – This Visa is one
of the best-known credit cards in the UK. You can enjoy
your choice of four card options, which include Classic,
Premiership, Platinum, and Student. Best of all, you
will get the benefit of Nectar points on all your purchases.
Other features include 0% APR on balance transfers until
August 2005, and then a standard 14.5% APR.
-
Cahoot – Cahoot is backed by
Visa and is a part of the Abbey National Group. This
company offers full-line services, which includes credit
cards – all backed with 24-hour customer support.
Although Cahoot has many outstanding selling points,
without doubt, its biggest and best feature is the long-term
9.8% standard APR.
- Capital
One
– This credit card has been around for a long
time throughout the world and offers both a Classic
and Platinum card. To qualify for the Capital One UK
card, you must be 21 years of age, have a minimum annual
income of £10,000, and be a full-time UK resident.
You will receive a 0% APR for the first six months and
then 13.21% after that on the Platinum card and a long-term
APR of 18.14% on the Premier card.
-
CITI – Of all the UK cards available,
this is the most popular. CITI Group was first founded
in 1912, continuing to be the largest financial services
company in the world. With operations in more than 100
countries and more than 200 million customers, CITI
must be doing something right. They offer 0% APR on
all balance transfers for the first six months and then
13.9% APR thereafter. You can choose from a Classic
Plus or Platinum card, both full of benefits.
Applying for uk credit cards is easy
with online applications
Compare
the various credit cards below and choose the best card
that suits your situation.Usually you will receive a decision
in minutes of submitting your application.
It's
as easy as 1,2,3
;
1.
Compare the card offers below against each other and choose
one that suits you.
2. Click on the
links to be taken to the merchant site.
3. Fill in the
online application with your details and wait for a response
online or via. email.
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Morgan
Stanley Gold Card
Enjoy
a great introductory rate as well as a low long-term rate with
the Morgan Stanley Gold Card.
APRs
and Other Rates
Interest
Free Period
Maximum
55 days for Purchases if you pay your balance in full and on
time. 0 days for Balance Transfers and Cash Advances, unless
you are in a promotional period.
Allocation of payments
Transactions
at lower rates of interest will be paid before Transactions
at higher rates of interest. Please see condition 4.5 of your
Card terms and conditions or write to us for further details.
Minimum Monthly Payment
- 2%
of the outstanding balance or £5, whichever is the greater.
Fees
Charges
- Cash
Advances (and credit card cheques which we treat as Cash Advances)
are subject to a handling fee of 2% (minimum £2); Foreign
Exchange Fee: 2.75% of the value of the transaction.
Default
Charges
-
Late fee, returned cheque fee and over limit fee - each £20.
Marbles
Credit Card
0%
pa on balance transfers fixed for 6 months from account opening
(typical APR 11.9% variable).
Related
Cards:
[Low Interest Credit
Cards]
[Visa Credit Cards]
[MBNA Credit Cards]
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