Student credit cards
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Student credit cards have many benefits to young people continuing education

The majority of young adults getting ready to start school have not yet established any credit. Although heading off to college with a credit card in the back pocket is something to take seriously, student credit cards do have many advantages. If you are the parent of a teenager going away to college, you probably worry about emergencies or other unforeseen expenses. This happens and with a student credit card, your son or daughter can begin to build a solid credit history while having a sense of security when away from home.

If there are concerns about a student not managing the card properly, at least for the first couple of years away at school, there are other viable options, such as a prepaid credit card. In this case, an amount of money is paid into the account, making it available should a purchase need to be made. Although the money is paid upfront, the payment history is still reported.

The market is flooded with companies offering student credit cards but to help you choose wisely, we have provided some of the better offers currently available:

  • Citi® Dividend Platinum Select® Card for College Students – 0% Introductory APR for six months, 14.24% regular APR, 1% cash back on purchases, 0% liability on unauthorized charges, no annual fee, balance transfers available, must have good credit


  • Citi® Driver's Edge® Card for College Students – 0% Introductory APR for six months, 14.24% regular APR, 1% cash back on purchases, 0% liability on unauthorized charges, no annual fee, balance transfers available, must have good credit


  • Chase Platinum Student Credit Card – Low 5.99% Introductory APR for six months, 13.99% regular APR, no annual fee, 0% liability on unauthorized purchases, free secure online account access/bill pay, balance transfer available, must have good credit


  • Universal Entertainment Student MasterCard – Must be enrolled in an accredited four-year college or university, fixed 7.99% introductory rate for six months on purchases and balance transfers, 13.55% regular APR, no annual fee, free movie ticket, Universal reward points earned with each purchase to be redeemed toward movie tickets, CDs, DVDs, and more, balance transfers available, must have good credit

Applying for student credit cards is easy with online applications

Compare the various credit cards below and choose the best card that suits your situation.Usually you will receive a decision in minutes of submitting your application.

It's as easy as 1,2,3 ;

1. Compare the card offers below against each other and choose one that suits you.
2. Click on the links to be taken to the merchant site.
3. Fill in the online application with your details and wait for a response online or via. email.

 

Student Credit Cards Issuers

Discover® Classic Student Card

Build Your Credit History with the Discover® Classic Student Card! Apply for a No-Annual-Fee Discover® Classic Student Card with all of these privileges: No Annual Fee, Up to 2% Cashback Bonus® award*, and Online Account Access and Bill Payment. Start Saving Today – APPLY NOW! It's fast, easy and secure. * This online application is subject to the terms and conditions as described in the Important Information Section of the application.

  • No Annual Fee
  • Up to 2% Cashback Bonus® award*
  • Online Account Access and Bill Payment

* This online application is subject to the terms and conditions as described in the Important Information Section of the application.

 Chase Platinum for Students

Chase Platinum for Students is made just for you and your needs. It comes with a 5.99% Introductory APR* on purchases and balance transfers, no annual fee and tons of other cool benefits, like FREE Membership in Chase Ultimate Rewards ExpressSM!

Benefits

  • Choice of Card Design - Choose from four card designs - Red Waves, Blue Waves, Platinum Waves and Black Waves
  • Low introductory 5.99% APR on balance transfers and purchases for up to 6 months*
  • No Annual Fee
  • Useful credit information resources
  • Special offers at leading retailers
  • Chase Ultimate Rewards ExpressSM Membership is automatic, one point is earned for every dollar spent. Redeem points at leading merchants like the Gap®, Blockbuster® and Best Buy®

 

 

Related Cards:
[Low Interest Credit Cards]
[Visa Credit Cards]
[MBNA Credit Cards]

 

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