APR stands for Annual Percentage Rate and this figure will determine how much you pay on your credit card bill for purchases. You will find that many credit cards offer 0% introductory offers, which sounds great. However, these so-called credit cards with low APR then hit you with a 20% APR once that rest period is over. If you are looking for a true credit card with low APR, there are many quality options on the market, sponsored by reputable companies.

Chase probably has the most available option for credit cards with low APR. The Chase Platinum is an excellent credit card with a low APR. The introductory offer is 0% on both purchases and balance transfers for the first six months. After that, current Chase customers will enjoy a long-term, low APR. You can get a credit line up to $100,000, have no annual fee, and enjoy benefits like free travel services and discounts of Hertz rental cars.

Additionally, there are other credit cards with low APR such as the Blue Cash American Express card. In addition to the 0% introductory APR, you get a 5% cash back, no annual fee, and a built-in Smart Chip with ID Keeper for ultimate security. Discover also offers a credit card with low APR called the Discover Platinum card. With its 0% introductory APR, no annual fee, 2% cash back option, 100% fraud protection, and online access, this credit card is an excellent choice.

Credit Cards