A cash back credit card is what it sounds like. When you use this type of credit card, you get cash, rebates, or bonuses back. The cash back credit card gives you something extra for using the card. For people that use credit cards on a regular basis, this is an excellent way to build credit toward a vacation or some other type of purchase.

Chase PerfectCard MasterCard or Visa is probably the most popular cash back credit card that you will find. This card gives you a 1% rebate on purchases and 3% on gas purchases. That means that every time you use this cash back credit card to fill your tank, you earn 3% of that purchase. Additionally, this cash back credit card offers a 0%, 9-month introductory offer that increases to 13.74%.

Another great cash back credit card is Discover Platinum Card. This card does not charge an annual fee, has a 0% introductory offer, and a 2% cash back bonus. Universal Entertainment MasterCard from Chase is a cash back credit card that allows you to earn a Universal point for every dollar you spend toward concert tickets, CD’s, DVD’s, Universal theme parks, and Universal movies. The Blue Cash sponsored by American Express is another cash back credit card that people love. With this card, you earn as much as 5% back from purchases depending on where you shop. Okay, so do cash back credit cards really work? You bet they do!

Credit Cards